Privacy Policy

Yinara is built on one principle: your wealth data belongs to you, not to us. This page explains exactly what we collect, what we never collect, and what you can always do with your data.

COLLECTION

What we collect

  • Account email address — only when you sign up. Required for login; never shared with third parties for marketing.
  • Financial snapshots (cloud sync — opt-in) — your asset values, balance entries, and derived metrics are uploaded to our servers only if you turn on Cloud sync in Settings. The toggle defaults to on for authenticated users; you can turn it off at any time.
  • Anonymised benchmark metrics (telemetry — opt-in) — if you enable Contribute to benchmarks in Settings, Yinara sends derived numbers (savings rate, health score, outflow rate) tagged with anonymised cohort bands (age range, income range, country). Your identity is replaced with a one-way cryptographic hash — we cannot reverse it to find you.

NEVER COLLECTED

What we never collect

  • Transaction data or receipts — Yinara tracks snapshots of totals, not individual transactions. We never ask for receipts, line items, or purchase history.
  • Bank credentials or API tokens — Yinara has no bank API integration. No passwords, no OAuth tokens, no read access to your accounts.
  • Identifying fields in telemetry — when telemetry is enabled, your user ID, email, and dataset ID are stripped before any row is written. Only the cryptographic hash and cohort bands travel over the network.
  • Sold or shared personal data — we do not sell, rent, or share your personal financial information with advertisers or data brokers.

YOUR RIGHTS

What you can do

  • Export your data at any time — Settings → Data → Download data file produces a portable JSON file containing everything Yinara knows about your wealth. Take it to any device or any compatible tool.
  • Disconnect cloud sync — turning off Cloud sync in Settings stops all raw balance data from syncing to our servers. Your local IndexedDB copy is unaffected.
  • Opt out of benchmark contributions — the Contribute to benchmarks toggle in Settings → Data stops new telemetry rows from being written immediately. Existing rows are retained as they are already anonymised and untraceable.
  • Request account deletion — contact us via /support to request full deletion of your account and any server-side data. We will process the request within 30 days.

CONTACT

Questions about your data

If you have any questions about how Yinara handles your data, or to submit a data access or deletion request, please reach out via our support page.

Last updated: April 2026